Vietnam Money Exchange & Payments Guide

New 2026 decree penalizes unlicensed exchanges and tourists who use them. Learn how to find licensed spots, low-fee ATMs, and QR code payments safely.

💵 Get Money Guide (Licensed Exchanges + ATMs + QR)

New decree (Feb 2026) fines both unlicensed exchanges and the tourists using them.

Our short guide lists how to spot licensed money changers, reliable low-fee ATMs, and safe online payment apps that let you pay like locals. We've lived here for years and keep this guide updated as the rules change.

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